Easy Finance & Insurance for Orthodontic Care

You Can Do This. We Can Help.

At Musgrave Orthodontics, we believe financial considerations should never limit you from choosing the very best orthodontic treatment. That’s why Dr. Mark Musgrave and our team make it simple to start your journey toward a healthy, confident smile, with flexible payment options designed for any budget.

We understand orthodontic care is an important investment in your health and self-confidence, so we do everything possible to make treatment affordable, transparent, and stress-free from start to finish.

How Can We Make Orthodontic Treatment More Affordable?

To help make orthodontic care accessible to every family, we offer a variety of payment and financing options that fit your lifestyle and budget:

• No-interest in-house financing – Spread your payments throughout the course of your treatment.

• Insurance benefits – Many plans include a lifetime orthodontic benefit. Our team will file all claims and handle the necessary paperwork for you.

• Longer-term financing – Extend payments for up to five years through trusted third-party financing options.

• Credit card payments – We accept most major credit cards for your convenience.

• Courtesy discounts – Enjoy savings when paying your balance in full.

• Family discounts – Additional savings when multiple family members begin treatment.

Our team will go over each option in detail during your complimentary consultation and help you choose the one that works best for you.

What Convenient Payment Methods are Available?

We know every patient manages their finances differently, so Dr. Musgrave accepts several easy payment methods for your convenience:

• Automatic bank drafts directly from your checking account

• Monthly credit card payments for predictable budgeting

• Debit or major credit cards processed in-office or securely online

Our goal is to make paying for orthodontic care as simple and flexible as possible, so you can focus on achieving your best smile.

Are Insurance and Health Savings Options Accepted?

Yes, we work with most major orthodontic insurance plans and will help you maximize your benefits. If your plan allows direct assignment, we’ll handle claim submissions on your behalf to reduce your out-of-pocket costs.

We also assist patients using FSA (Flexible Spending Accounts) or HSA (Health Savings Accounts) for eligible orthodontic expenses, helping you make the most of your financial resources.

What’s Included in Your Orthodontic Investment?

Your orthodontic investment covers everything you need for a successful treatment journey, including:

• Comprehensive diagnostic records (X-rays, models, and growth studies)

• Active treatment for both early and full comprehensive care—using braces or clear aligners

• All in-office procedures and appliance adjustments

• One set of final retainers for comprehensive (Stage II) patients

Appliances are built to last when used as directed. If replacements are needed due to loss or damage, an additional fee may apply.

What’s Not Included in Your Investment?

While we strive for complete transparency, some items fall outside the treatment fee, such as:

• Work performed by other dental or medical specialists

• Additional treatment resulting from accidents, TMJ issues, or jaw-related concerns

• Costs associated with orthognathic (jaw) surgery or specialized procedures outside standard orthodontic care